Homeownership

Blue Spruce Habitat for Humanity offers low-income families the opportunity to own a home. Becoming a Habitat homeowner requires commitment, responsibility and deep involvement.

In order to partner with us, you must meet the following preliminary criteria:

  1. You must be a Legal Permanent Resident of the United States.
  2. You must have lived or worked in our service area for 12 out of the last 36 months. Affiliates for other vicinities can be found at habitat.org.
  3. Your yearly income must fall within our income guidelines, which are adjusted for family size (refer to Income Table on the Selection Criteria page). Income includes wages, Social Security, disability, SSI, TANF and child support.
  4. You must have one year of continuous income.
  5. You must have a reasonably good credit history. It must be at least three years since you discharged any bankruptcies, and you must be making payments on your debts.
  6. You must have a need for housing because your current housing is unaffordable, unsafe, or overcrowded.
  7. You must partner with Blue Spruce Habitat for Humanity and contribute "sweat equity," helping to build your home as well as other families' homes.   Each adult in the household must complete a total of 250 hours.

 

 

 

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